Immanuel Umukoro

Research Fellow

Immanuel Umukoro

Research Fellow

Immanuel Umukoro is a researcher at the Lagos Business School and an information systems expert with research focus on digital finance and financial inclusion, product management, information systems, innovation and digital strategy, business model, and process improvement. In addition to his research role, he also leads sessions in business process improvement, digital business transformation and management, business models, blue ocean strategy, and turning strategy into action at the Lagos Business School.

He is an Associate of the Centre for Global Enterprise (CGE) in Platform Management, Strategy, and Innovation. Immanuel is a certified Digital Money Expert by the Fletcher School, Tufts University, USA. He also holds certificates in interoperable and inclusive payment systems, DFS in emerging markets (Leading Digital Money Markets, AML & CFT, AI in finance among others. He is also certified in research and grant development by the INASP|AuthorAID Foundation. Immanuel has several academic publications – locally and internationally.

Academic Qualifications

  • MSc, Information Science, University of Ibadan, Nigeria

  • BSc, Library and Information Science, Delta State University, Nigeria


  • Certificate in Digital Money – Fletcher School, Tufts University, USA

  • Leading Digital Money Markets – Fletcher School, Tufts University, USA

  • Digitizing Agriculture – Digital Frontiers Institute

  • Blockchain and Cryptocurrency – Digital Frontiers Institute

  • Artificial Intelligence in Finance – Digital Frontiers Institute

  • Cybersecurity in Digital Finance – Digital Frontiers Institute

  • Product Management Certificate – Digital Frontiers Institute

  • Blind Spots: Gender in Digital Finance – Digital Frontiers Institute

  • Understanding Technology in Business – Digital Frontiers Institute

  • Inclusive and Interoperative Payment Systems – Digital Frontiers Institute

  • Grant Development and Research Writing – AuthorAid|INASP Foundation

  • Operationalizing Mobile Money & implementation – Digital Frontiers Institute

  • Platform Management, Strategy and Innovation – Center for Global Enterprise, USA

  • Anti-Money Laundering, Counter-Financing of Terrorism & Compliance – Digital Frontiers Institute