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We are pleased to recognize the achievements of the Stanbic IBTC Product Innovation Team.
This group participated in our Product Innovation Lab in 2023, where they were trained in human-centered design principles.

Institutional Leadership

Driving Financial Inclusion Through Innovation & Policy

The Sustainable and Inclusive Digital Financial Services (SIDFS) is an initiative led by Lagos Business School, dedicated to creating an inclusive financial services ecosystem. We drive industry change through research, advocacy, and stakeholder engagement, bridging knowledge gaps and equipping the financial services community with tools to enhance financial inclusion.

SIDFS supports product innovation for the unbanked and underserved through its Product Innovation Lab, fosters best practices via its Community of Practice, trains regulators and policymakers on sustainable business models, and collaborates with partners to promote gender parity and financial empowerment for underserved populations.

Small Firm Diaries Roundtable Session LBS Ajah Lekki SIDFS
Average increase in digital transaction adoption across our partner regions since 2022.
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Inclusive Growth

A Historic Milestone for Financial Inclusion

On May 7th, 2025, the Federal Government held the inaugural Technical Committee Meeting of the Presidential Committee on Economic and Financial Inclusion (PreCEFI) —a major step forward in the commitment to empower 15 million vulnerable Nigerians. As part of this national effort, SIDFS at Lagos Business School, Pan-Atlantic University was honoured to contribute alongside key stakeholders from tech, finance, identity, and policy.

Our Strategic Pillars

Product Development Support

Providing technical expertise to fintech startups and incumbents to design inclusive financial products.

Regulatory Capacity Building

Collaborating with central banks to develop regulatory sandboxes and pro-innovation policy frameworks.

Community of Practice

Connecting researchers, practitioners, and regulators to share cross-border knowledge and best practices.

Knowledge Hub

Latest Policy & Research

#A2F2023 Survey: Unlocking Insights to Accelerate Financial and Economic Inclusion

On Wednesday, December 13th, 2023, The SIDFS team attended the official launch of the Access to Financial Services in Nigeria

Digital Financial Inclusion and Entrepreneurship Growth

Digital Financial Inclusion and Entrepreneurship Growth: A Case of Esusu Africa  

Knowledge Hub

Latest Recent Post

Digital Financial Inclusion and Entrepreneurship Growth: A Case of Esusu Africa...

A Historic Milestone for Financial Inclusion

On May 7th, 2025, the Federal Government held the inaugural Technical Committee Meeting of the Presidential Committee on Economic and Financial Inclusion (PreCEFI) —a major step forward in the commitment to empower 15 million vulnerable Nigerians.As part of this national effort, SIDFS at Lagos Business School, Pan-Atlantic University was honoured to contribute alongside key stakeholders from tech, finance, identity, and policy.

IMG-20240405-WA0357

The Sustainable and Inclusive Digital Financial Services (SIDFS) is an initiative led by Lagos Business School, dedicated to creating an inclusive financial services ecosystem. We drive industry change through research, advocacy, and stakeholder engagement, bridging knowledge gaps and equipping the financial services community with tools to enhance financial inclusion.

SIDFS supports product innovation for the unbanked and underserved through its Product Innovation Lab, fosters best practices via its Community of Practice, trains regulators and policymakers on sustainable business models, and collaborates with partners to promote gender parity and financial empowerment for underserved populations. 

What we do

5 Product Design Trends Every Startup Should Know in 2025: A Nigerian Perspective

Building an Effective Payment System in Nigeria: Challenges, and Opportunities for Seamless Transactions

Leveraging AI in Financial Service Product Design: Enhancing User Experience and Efficiency

Empowering Women in Finance: How Men Can Be Catalysts for Change