We are pleased to recognize the achievements of the Stanbic IBTC Product Innovation Team.
This group participated in our Product Innovation Lab in 2023, where they were trained in human-centered design principles.


We are pleased to recognize the achievements of the Stanbic IBTC Product Innovation Team.
This group participated in our Product Innovation Lab in 2023, where they were trained in human-centered design principles.
We monitor the financial service policy landscape
evaluating the impact of regulation on financial
inclusion progress. We also advocate for policy reform and make actionable recommendations based on research and ecosystem consultation.
The Sustainable and Inclusive Digital Financial Services (SIDFS) is an initiative led by Lagos Business School, dedicated to creating an inclusive financial services ecosystem. We drive industry change through research, advocacy, and stakeholder engagement, bridging knowledge gaps and equipping the financial services community with tools to enhance financial inclusion.
SIDFS supports product innovation for the unbanked and underserved through its Product Innovation Lab, fosters best practices via its Community of Practice, trains regulators and policymakers on sustainable business models, and collaborates with partners to promote gender parity and financial empowerment for underserved populations.
On May 7th, 2025, the Federal Government held the inaugural Technical Committee Meeting of the Presidential Committee on Economic and Financial Inclusion (PreCEFI) —a major step forward in the commitment to empower 15 million vulnerable Nigerians. As part of this national effort, SIDFS at Lagos Business School, Pan-Atlantic University was honoured to contribute alongside key stakeholders from tech, finance, identity, and policy.
Providing technical expertise to fintech startups and incumbents to design inclusive financial products.
Collaborating with central banks to develop regulatory sandboxes and pro-innovation policy frameworks.
Connecting researchers, practitioners, and regulators to share cross-border knowledge and best practices.
On Wednesday, December 13th, 2023, The SIDFS team attended the official launch of the Access to Financial Services in Nigeria
Digital Financial Inclusion and Entrepreneurship Growth: A Case of Esusu Africa
Digital Financial Inclusion and Entrepreneurship Growth: A Case of Esusu Africa...
The Nigerian startup ecosystem is thriving, with innovation and creativity at...
Nigeria, Africa’s largest economy, is experiencing a dynamic digital transformation, with...
On May 7th, 2025, the Federal Government held the inaugural Technical Committee Meeting of the Presidential Committee on Economic and Financial Inclusion (PreCEFI) —a major step forward in the commitment to empower 15 million vulnerable Nigerians.As part of this national effort, SIDFS at Lagos Business School, Pan-Atlantic University was honoured to contribute alongside key stakeholders from tech, finance, identity, and policy.
The Sustainable and Inclusive Digital Financial Services (SIDFS) is an initiative led by Lagos Business School, dedicated to creating an inclusive financial services ecosystem. We drive industry change through research, advocacy, and stakeholder engagement, bridging knowledge gaps and equipping the financial services community with tools to enhance financial inclusion.
SIDFS supports product innovation for the unbanked and underserved through its Product Innovation Lab, fosters best practices via its Community of Practice, trains regulators and policymakers on sustainable business models, and collaborates with partners to promote gender parity and financial empowerment for underserved populations.